Body Armor Direct Payment Plans

There’s no denying it—body armor can be expensive. Our mission is to save lives and we want you to get the body armor you need.


At Body Armor Direct, you’ll pay affordable prices for high-quality, NIJ government certified life protection equipment. But we recognize that not all of our customers are able to pay the full cost for their armor right up front. With this in mind, we’ve developed a number of convenient payment plans to make this a smooth and seamless process for our valued customers.

Selecting the Body Armor Payment Option That’s Right for You

Whether you want to pay for your armor upfront or need to spread the cost out over several payments, we’ve got you covered. Check out both our partial payment and lump sum payment plans below.

Partial Payment Options

We recently partnered with Quadpay to offer our customers greater flexibility in how they choose to pay for their life safety equipment. When you select Quadpay as a payment option at checkout, you’ll be able to put 25% down on a credit card, and then we’ll ship the product to you. Quadpay has 0% interest and absolutely no credit checks. Better yet, 92% of those who apply for this option get approved!


We’ve also partnered with PayPal Credit to offer you 6 months with 0% interest. When you log in to your PayPal account, make sure that your setting for PayPal Credit is on. When you checkout from our site, you will select “PayPal,” and then “PayPal Credit.” You’ll be able to pay over time, and again, we’ll ship the product right to you.

Lump Sum Payments

Rather than choosing a payment plan for body armor, some of our customers prefer to pay for their life safety gear in one lump sum. If you are one of those people, that’s just fine by us! 


We sell directly to the customer (rather than going through a distributor), which is a huge part of what makes our armored vests so affordable. This also allows more and more customers to opt for the lump sum payment plan.

Return Policy

We are confident in the quality of our products, and we’re committed to meeting rigorous quality standards with every armored vest that we manufacture. However, in the event that you change your mind at any time during this process, Body Armor Direct has a 30-day, 100% money back guarantee on all its products. If we fail to meet your expectations for any reason, you may return your purchase in its original condition, and we’ll provide a refund. We’ll also gladly provide exchanges in the event that you need a different size or product.

Ready to Purchase Your Body Armor?

With a variety of payment options available, high-quality body armor is within your reach. We encourage you to review our selection of NIJ government certified body armor in order to find the best product for your needs. Whether you’re looking for hard or soft armor, we’re confident that we can provide exactly what you’re looking for! Feel free to reach out with any questions about our products, payment plans, or guarantee.